Free tool
Loan EMI calculator
Enter the loan, the rate and the period. You get the monthly instalment, and more importantly, what the loan costs you in total interest.
Rs.
% p.a.
Yearly, as quoted by the bank
years
How this is worked out
The monthly instalment is fixed, but the split changes: early payments are mostly interest, later ones mostly principal. The total interest figure is what the loan actually costs you — worth comparing against the return you expect from whatever you are borrowing for.
Monthly instalment
Rs. 0
- Loan amount
- Rs. 0
- Total interest
- Rs. 0
- Total repayable
- Rs. 0
- Instalments
- 60
Reducing-balance method, as used by Nepali banks. Excludes service charges and insurance.
Before you take on debt, the question is whether the business can service it. That is a cash-flow question.
Book a Free ConsultationRates are those applying for FY 2083/84 and change with each Finance Act. This is a general guide, not advice on your circumstances. Where the amount is material, have the position checked before you act.